Included Health Plans

Lower costs.
Higher-quality care.

Included Health Plans make high-quality, cost-effective care the easy choice.

A health plan alternative designed for people and plan sponsors

15%+ total cost of care savings, and better outcomes without cost-shifting

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Affordable, predictable costs

Easy-to-understand costs for members align incentives to make high-value care the most affordable option, driving engagement and savings.

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Primary care-centered

Primary care is at the center of care coordination and health management. We guide every member to high-quality virtual or in-person primary care — including our dedicated staff of in-house clinicians — to provide holistic, longitudinal care.

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AI-powered, clinician-led

Whether it’s 2 PM or 2 AM, a weekday or the weekend, our AI-native platform ensures members get healthcare answers fast. From specialist referrals to billing questions to urgent health needs, Dot and our 1,000-plus employed clinicians and roughly 500 member care advocates provide a coordinated healthcare experience from day one.

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Quality care, everywhere

Access to a nationwide, curated quality network ensures high-quality, cost-effective care wherever your employees are located. We ensure seamless coordination between virtual and in-person care options, including our Firefly Nearby partners, across all 50 states.

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By the numbers

Health plans that care for mind, body, and wallet

89%

member satisfaction score

4 in 5

members say our health plan makes care more affordable

50-80%

better chronic condition outcomes than the benchmark

70%

of enrolled members use incentives to choose high-quality, lower-cost care

From day one to ongoing care

A guided experience that makes high-quality, cost-effective care easy

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Proactive onboarding
and engagement

Plan education starts from early enrollment and continues with personalized outreach throughout the plan year

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AI-powered,
primary care-centered

Dot by Included Health guides members and helps them establish a primary care relationship early

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Integrated referrals to
high-value care

Proactive outreach ensures members can easily choose preferred high-quality providers and low-cost facilities

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Timely guidance when
it matters

Members get clear, supportive guidance about their benefits and potential costs — so they can make confident choices, find the right care, and avoid surprises

For self-insured employers facing rising costs

Configurable plans with powerful impact

Complete

The comprehensive solution designed to maximize impact on experience, outcomes, and savings


  • Includes a preferred third-party administrator (TPA), with several national network options
  • Embedded Care Key™ guidance to steer members toward high-value providers

12–15% net savings

Flex

A flexible configuration that works alongside existing carrier networks and solutions

  • Works with existing networks and supports multiple TPA options
  • Uses a tiered steerage model to guide members to high-quality, low-cost care

6–8% net savings

Launching new plans in 2027 and beyond

Join the next generation of
employer-sponsored healthcare