Included Health Plans

Lower costs.
Higher-quality care.

Included Health Plans make high-quality, cost-effective care the easy choice.

A health plan alternative designed for people and plan sponsors

15%+ total cost of care savings, and better outcomes without cost-shifting

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Affordable, predictable costs

Easy-to-understand costs for members align incentives to make high-value care the most affordable option, driving engagement and savings.

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Primary care-centered

Primary care is at the center of care coordination and health management. We guide every member to high-quality virtual or in-person primary care — including our dedicated staff of in-house clinicians — to provide holistic, longitudinal care.

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AI-powered, clinician-led

Whether it’s 2 PM or 2 AM, a weekday or the weekend, our AI-native platform ensures members get healthcare answers fast. From specialist referrals to billing questions to urgent health needs, Dot and our 1,000-plus employed clinicians and roughly 500 member care advocates provide a coordinated healthcare experience from day one.

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Quality care, everywhere

Access to a nationwide, curated quality network ensures high-quality, cost-effective care wherever your employees are located. We ensure seamless coordination between virtual and in-person care options, including our Firefly Nearby partners, across all 50 states.

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By the numbers

Health plans that care for mind, body, and wallet

89%

member satisfaction score

4 in 5

members say our health plan makes care more affordable

50-80%

better chronic condition outcomes than the benchmark

70%

of enrolled members use incentives to choose high-quality, lower-cost care

Rethink your health plan strategy

Traditional health plans are leaving employers and employees frustrated with rising costs and disappointing outcomes. Learn what's fueling the adoption of alternative health plans and how to evaluate if one is right for your organization.

From day one to ongoing care

A guided experience that makes high-quality, cost-effective care easy

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Proactive onboarding
and engagement

Plan education starts from early enrollment and continues with personalized outreach throughout the plan year

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AI-powered,
primary care-centered

Dot by Included Health guides members and helps them establish a primary care relationship early

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Integrated referrals to
high-value care

Proactive outreach ensures members can easily choose preferred high-quality providers and low-cost facilities

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Timely guidance when
it matters

Members get clear, supportive guidance about their benefits and potential costs — so they can make confident choices, find the right care, and avoid surprises

For self-insured employers facing rising costs

Configurable plans with powerful impact

Complete

The comprehensive solution designed to maximize impact on experience, outcomes, and savings


  • Includes a preferred third-party administrator (TPA), with several national network options
  • Embedded Care Key™ guidance to steer members toward high-value providers

12–15% net savings

Flex

A flexible configuration that works alongside existing carrier networks and solutions

  • Works with existing networks and supports multiple TPA options
  • Uses a tiered steerage model to guide members to high-quality, low-cost care

6–8% net savings

Launching new plans in 2027 and beyond

Join the next generation of
employer-sponsored healthcare